Will values ​​increase or decrease?

Health plans are practically indispensable for some Brazilians. See what will happen to values ​​soon!

In December of the previous year, according to data from the National Supplementary Health Agency (ANS), more than 51 million people used health plans in Brazil.

This significant number must face, in 2024, an adjustment regarding the monthly benefit payments. To learn more about this change, follow the article!

Health plans are expected to undergo important changes soon, see what will happen to these benefits! / Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Health plans will undergo readjustment

In 2024, corporate health plans are expected to have an average adjustment of 25%, a value three times higher than the country’s official inflation.

This news may be worrying for many Brazilians who depend on these plans to take care of their health.

Understanding the readjustment

Initially, corporate health plans, essential for millions of workers, will face a significant increase in costs.

This adjustment not only exceeds inflation, but also represents an additional challenge for companies and their employees.

The upward trend in plan costs has been observed since 2018, with adjustments consistently outpacing general inflation.

Why are health insurance prices rising?

In short, experts point out that the increases are the result of revenue losses since the beginning of the pandemic in 2020, when many procedures were suspended to prioritize the treatment of patients with COVID-19.

Despite the high volume of care during the pandemic, there was a drop in costs related to other procedures not performed.

Between 2021 and 2022, the market gained around 2 million new users, many of whom paid prices considered unrealistic for the plans.

Medical inflation influences the rise

Corporate health plans in Brazil are facing a significant adjustment, expected to be around 25% in 2024.

Medical inflation, which rose 14.1% last year, is one of the main reasons for this adjustment, exceeding the global average of 10.1%.

Furthermore, fraud and the intensive use of health plans also contribute to the increase in monthly fees.

Faced with this situation, many Brazilians will need to reevaluate their hiring options to maintain access to medical care without compromising their personal finances.

See more: Are you going to skip Carnival? Learn how to protect your cell phone against theft and keep your money safe!

What about medications? Will they increase too?

It is worth noting that it is not just health plans that will see increases. Medicines will also become more expensive this year, with the increase in ICMS in ten Brazilian states and the Federal District.

In other words, all types of medicines will have adjustments due to the tax increase and, in March, there will be another increase due to the annual adjustment defined by the Medicines Market Regulation Chamber (CMED).

What to do to overcome the readjustment of health plans?

Finally, given these increases, it is crucial to evaluate your health plan options and consider alternatives that may offer better value for money.

This readjustment in plans and medications will certainly have a significant impact on the budget of many Brazilians.

The importance of planning in advance and finding ways to minimize the effects of these increases is evident.

To that end, stay informed and consider all of your options to ensure you and your family remain protected without compromising your financial health.

Find out more: Unimed, Amil or Porto Seguro? Learn how to choose the BEST health plan in 2024

Post a Comment

Previous Post Next Post