Will health plans be CHANGED? Understand who may be affected in 2024

2024 brings changes to health plans and income tax exemption for seniors. Understand how these changes will affect your financial and health life.

The arrival of 2024 brings with it important changes that could directly impact the lives of Brazilians, especially those in their elderly years.

New regulations in the area of ​​health plans and the expansion of Income Tax exemption for seniors aged 65 and over promise to transform the scenario for this population group.

Below, we will explore these changes in detail and how they can affect the lives of health plan beneficiaries and retirees, providing a comprehensive view on the subject.

Get ready for the transformations in health plans and IR in 2024. Find out how these measures will benefit the elderly. (Credit: @jeanedeoliveirafotografia / pronatec.pro.br).

New rules for Health Plans in 2024

2024 promises to bring a significant change in the health insurance sector, thanks to a Bill being analyzed in the Senate. This is PL 5,740/2023, authored by senator Wilder Morais (PL).

In short, the proposal aims to ensure that health plans accept the membership of elderly people and people with disabilities more quickly and effectively.

If approved, this legislation will establish a period of up to 5 business days for insurers to participate in these groups.

Currently, the law already prohibits the refusal of elderly people or people with disabilities from private plans and provides for considerable fines for those who do not comply with this rule.

However, in practice, some health plans still create obstacles for the entry of new beneficiaries into this group, which justifies the need for stricter regulation.

Also know: EXTRA money in the accounts of RETIREES: Jornal da Globo announced it, but VALUE is not enough!

Income Tax Exemption

In addition to the changes in health plans, another change that deserves to be highlighted is the expansion of the Income Tax exemption for retirees.

Currently, the exemption is applied to retirees who receive up to R$1,903.98 monthly. However, upon reaching the age of 65, this benefit expands.

According to information, from the age of 65, the monthly amount exempt from Income Tax becomes R$ 3,807.96, whether it comes only from retirement or added to other sources of income.

This change represents considerable financial relief for the elderly, who will be able to count on a higher amount exempt from taxation.

In summary, the year 2024 brings with it the prospect of significant changes in the areas of health plans and taxation for the elderly.

The new regulations aim to benefit the elderly, providing greater access to health plans and financial relief when declaring Income Tax.

In this sense, it is essential to be aware of all updates and news that can directly affect the lives of beneficiaries and retirees.

In 2024, guarantee a better quality of life and financial security. Keep following the news and stay well informed about these important changes in 2024.

Read more: Continuous Payment Benefit and the 13th salary: answer all your questions

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