What INSS benefits cover people with mental disorders? See the RULES!

The INSS has a range of specific benefits for each worker’s situation. This includes, of course, problems with mental disorders.

In the INSS universe, the discussion about mental disorders and their impacts on professional life is gaining more and more space.

Recognizing the severity and effects of these conditions on work capacity, the INSS offers support through benefits such as sickness benefit and disability retirement. Let’s go?

Do you have a mental disorder or know someone who needs INSS in these cases? Check out what to do! / Photo: publicity

Understanding mental disorders

First of all, it is important to understand what mental disorders are. In short, encompassing psychiatric and emotional conditions, they can profoundly affect a person’s mental, emotional and cognitive faculties, significantly interfering in their personal and professional life.

Furthermore, these disorders can be triggered by a variety of factors, including genetic predisposition and stress.

Social security rights and mental disorders

Furthermore, the INSS recognizes the importance of offering support to policyholders affected by mental disorders.

The granting of benefits such as sickness benefit and disability retirement depends on the assessment of an expert, who will consider the extent of the impact of the disorder on the individual’s ability to work.

Sickness benefit

Initially, sickness benefit is intended for those temporarily unable to work due to disorders such as depressive episodes and anxiety.

To access this benefit, it is essential to undergo a medical examination and present documentation proving the condition. The list here is as follows:

Acute depressions and other intense emotional episodes; Various anxiety disorders; Disorders resulting from the abusive use of psychoactive substances, including alcohol and cocaine; Severe reactions to stress and difficulties in adapting to adverse situations.

You may also be interested: Haddad makes decision on retirees who receive up to R$ 2.8 THOUSAND: came out TODAY (15/02)

By disability retirement

Disability retirement is intended for those who are permanently unable to carry out any work activity.

Disorders such as schizophrenia and bipolar disorder are among the conditions that can lead to this type of retirement, always subject to expert evaluation. Here the full list is:

Schizophrenia; Bipolar disorders and recurrent depression; Severe emotional disorders; Problems related to excessive alcohol consumption; Unspecified psychosis of non-organic origin; Schizoaffective disorders; Mental complications resulting from brain trauma or physical medical conditions.

Requirements for INSS benefits

To be entitled to benefits, the insured must meet certain requirements, such as:

Firstly, be up to date with social security contributions (or be within the grace period); Prove incapacity for work through medical documentation; For sickness benefit, a minimum of 12 contributions is required, except in cases of accident or specific illnesses that waive the need.

Requesting the INSS benefit

Finally, the benefit request can be made online, through the Meu INSS portal (following the steps for the desired service. It is essential to have all documents and medical information up to date to facilitate the analysis process.

Know your rights!

This guide clarifies the INSS approach to mental disorders, highlighting the importance of recognizing and treating these conditions not only as health issues, but also as determining factors in individuals’ work capacity and quality of life.

This way, with the correct information and adequate support, it is possible to navigate these challenges with greater security and dignity.

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