Retirement for those who are MEI? Check out all the tips for MAINTAINING your INSS benefits

Keep your retirement secure by becoming MEI. Find out how to reconcile entrepreneurship and INSS benefits.

Retirement represents the end of a long and tiring working day and the beginning of a new phase in life.

Many retirees look for ways to maintain a source of income, explore old passions or embark on entrepreneurial projects.

In this context, formalization as an Individual Microentrepreneur (MEI) appears as an attractive option for those who wish to undertake business in a legal and structured way.

Discover the exceptions for retirees who wish to be MEI. Avoid risks and maintain your social security benefits. (Credit: @jeanedeoliveirafotografia /

What is retirement like for those who are MEI?

First of all, it is essential to understand that the decision to become a MEI after retirement should not be taken lightly.

Namely, formalization as a MEI implies a new source of income identified by the National Social Security Institute (INSS), which may impact your social security benefits, such as:

Disability Retirement; Sickness Benefit; eMaternity Salary.

This is because MEI status can be interpreted as an income-generating capacity that affects eligibility for these benefits.

More about retirement: Anticipate your INSS retirement with these tips

Important exceptions for MEI retirees

However, there are crucial exceptions that require attention. Some retirees can become MEIs without risking their social security benefits. Fit this possibility

Those who obtained retirement based on age; Those who obtained retirement based on contribution time; Those who receive retirement benefits due to unhealthy conditions,

In short, these exceptions open doors to undertake and generate additional income, as long as the citizen meets the requirements.

Retirement for those who are MEI: careful assessment of the pros and cons

Regardless of the exceptions, it is vital to weigh the pros and cons of formalizing as a MEI. Lack of information and planning can lead to harmful decisions and unintended consequences.

Therefore, before formalizing as a MEI, seeking guidance from experts in social security law is essential.

This is because they can provide detailed information about the implications of this choice, ensuring well-informed and safe decisions.

Furthermore, when considering the possibility of becoming a MEI, it is important to analyze not only the opportunity to earn additional income, but also the possible impact on retirement benefits.

In this sense, specialized monitoring and a complete assessment of personal circumstances are essential to preserve quality of life and long-term financial stability.


In summary, if you are retired or about to retire and are thinking about becoming an Individual Microentrepreneur (MEI), it is vital to seek adequate information and specialized guidance.

After all, each case is unique, and a well-informed decision can make all the difference in your financial and social security life.

Therefore, be aware of INSS rules and count on the support of professionals to ensure that your retirement and benefits are preserved while you explore new opportunities as MEI.

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