Learn how to SIMULATE the anniversary withdrawal from the Guarantee Fund in February

Learn how to simulate the FGTS birthday withdrawal in February and plan your annual budget intelligently. Use the simulator and see the impact on your finances before deciding.

Have you heard about the FGTS anniversary withdrawal? This modality, a new feature introduced by Law 13,932/19, allows you to withdraw part of your FGTS balance annually, in the month of your birthday.

But what really draws attention is the possibility of SIMULATING the birthday withdrawal, offering workers a clear view of the impact of this action on their finances.

See the step-by-step guide to SIMULATE the FGTS birthday withdrawal and make more informed financial choices. (Credit: @jeanedeoliveirafotografia / pronatec.pro.br).

Why is simulating the birthday withdrawal a good idea?

Simulating the FGTS birthday withdrawal not only offers an overview of how much you can withdraw, but also helps you plan your annual budget.

Unlike traditional withdrawals, limited to specific situations such as dismissal, this option brings flexibility and accessibility, opening doors to more robust financial planning.

Also know: Justice approves NEW FGTS modality for workers; see what the rules are!

Security and planning at your fingertips

First of all, it is important to clarify that the safety of this modality is unquestionable, dispelling any doubts that may still exist.

With simulation, you not only gain clarity about affordable values, but also the ability to weigh financial decisions based on concrete data.

How to simulate the anniversary withdrawal from the Guarantee Fund?

The simulation can be carried out both through the FGTS application and through the Caixa Econômica Federal website.

The process is intuitive: just log in and follow the instructions to access the simulator. This facility allows anyone, with just a few clicks, to discover the amount they can withdraw.

Where to download the FGTS application?

To download the FGTS app, simply access the addresses below completely free of charge:

FGTS app for Android: FGTS for iOS: https://curtlink.com/V3CV

Understand the withdrawal table

The amount available for withdrawal varies depending on the account balance, following a table of rates and additional installments.

This system ensures that the larger the balance, the more you can withdraw, adding an extra layer of benefit for workers. Look:

Balance range R$ Aliquot Additional installment R$
Up to 500.00 50%
From 500.01 to 1,000.00 40% 50,00
From 1,000.01 to 5,000.00 30% 150,00
From 5,000.01 to 10,000.00 20% 650,00
From 10,000.01 to 15,000.00 15% 1.500,00
From 15,000.01 to 20,000.00 10% 1.900,00
Above 20,001.00 5% 2.900,00

Step by step to simulate the FGTS birthday withdrawal

To simulate on the computer, access the Caixa website, log in and navigate to the simulation option.

On cell phones, the process is similar, only requiring the download of the FGTS app and login to access the simulator.

This step-by-step guide ensures that everyone can check their potential withdrawals simply and quickly.

Informed decision

Opting for the anniversary withdrawal requires an informed choice, as switching to the withdrawal withdrawal is only possible after 25 months.

Simulation is a crucial tool for making this decision based on solid financial planning.

News and possible changes

Recently, discussions have arisen about the future of the anniversary withdrawal, with proposals to end the modality on the agenda. However, final decisions are still pending, reinforcing the importance of being up to date on the topic.

Ultimately, simulating the FGTS birthday withdrawal is a fundamental step for those looking to make the most of this modality.

With the ease of online simulators, planning your finances becomes a simple task, allowing strategic use of the FGTS that can make all the difference in your annual budget.

Therefore, evaluate, plan and take advantage of this option to expand your financial possibilities.

See more about FGTS: FGTS allows withdrawals to purchase your own home? Find out everything!

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