INSS defines all rights for those who receive the BPC in 2024: ask your questions

The INSS Continuous Payment Benefit (BPC) is a right guaranteed to Brazilians who meet the eligibility criteria.

The BCP (Continuous Payment Benefit) is an important benefit granted to Brazilians who meet the criteria. It is paid by the INSS (National Social Security Institute).

According to the federal authority, the BPC works as a type of retirement for elderly Brazilians who have never contributed to the INSS. In other words, it is aimed at populations in socially vulnerable situations.

In 2024, the INSS defined important rules regarding the benefit. One of them concerns the thirteenth salary. Continue reading this article to find out more details about payment.

INSS defines the rules for the BPC – Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Who can receive the BPC from INSS?

The INSS implemented important changes to the rights of BPC beneficiaries for 2024. In general, essential assistance to the elderly and people with disabilities was maintained.

Despite this, the payment of the 13th salary to BPC beneficiaries was rejected, a measure that generated debates in the community.

Understanding the Continuous Payment Benefit

The BPC is a government initiative that provides financial support to individuals in situations of economic vulnerability.

It is aimed at Brazilian and naturalized citizens, or Portuguese residents, with a per capita family income of less than ¼ of the minimum wage.

In addition, beneficiaries must be registered with CadÚnico (Single Registry for Social Programs of the Federal Government).

The payment is intended for seniors aged 65 or over, or people with disabilities of any age.

The request process involves registration with CadÚnico and subsequent request with the INSS, which can be done online or via telephone.

How to register with CadÚnico

If you wish to receive the BPC, you must go to a CRAS unit (Social Assistance Reference Center). This way, it is possible to register with CadÚnico.

MDS takes a stance on the 13th salary

The decision not to include the 13th salary in the BPC raises questions about the balance between assistance and financial sustainability of social programs.

Currently, Brazil is going through a serious fiscal crisis. According to the Ministry of Social Development and Combating Hunger (MDS), there is no legal obligation to pay the Christmas bonus.

It is worth mentioning that the benefit is guaranteed by LOAS (Organic Social Assistance Law). Therefore, it is not a social security payment but rather an assistance payment.

Access to other programs

BPC beneficiaries also have access to other social assistance programs, expanding the scope of support available.

This includes initiatives such as Bolsa Família and Auxílio Gás, in addition to the possibility of taking out payroll loans with attractive rates.

Furthermore, there are a series of benefits that are granted to elderly people living in poverty in the country.

Maintenance and care

As already mentioned, the BPC is not a retirement and does not require social security contributions.

Beneficiaries can own assets, as long as family income remains within the eligibility criteria. The maintenance of the benefit depends on the continuity of the situation of social vulnerability.

In the case of PWDs (People with Disabilities), it is necessary to go through the medical examination process of the National Social Security Institute.

Benefit value

The BPC corresponds to the INSS floor. In other words, the value is one minimum wage – which is currently R$1412.

As the national minimum is readjusted every year, automatically, so is the Continuous Payment Benefit.

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