I am receiving sickness benefit, do I still need to CONTRIBUTE to INSS?

Sickness benefit is one of the most important INSS benefits. However, many people still have doubts about how it works.

When life surprises us with health challenges, sickness benefits emerge as vital support. But, did you know that there are important details about the contribution to the INSS during this period that many are unaware of?

In general, workers may have many questions regarding receiving Social Security benefits and maintaining INSS contributions. Understand everything about the topic!

Are you receiving sickness benefit and have questions about your contribution to the INSS? Understand everything now! / Photo: publicity

What is sickness benefit?

Firstly, it is essential to understand that sickness benefit is intended for INSS policyholders who, for health reasons, are unable to carry out their work activities.

The benefit comes into play from the 16th day of leave, with the first 15 days being the responsibility of the employer for workers with a formal contract.

What are the sick pay rules?

In short, sickness benefit is the right of INSS policyholders who are unable to work for more than 15 consecutive days, due to illness or accidents.

To be entitled to the benefit, it is necessary to meet a grace period of 12 monthly contributions, except in cases of accident or specific illnesses listed by the INSS, which exempt this requirement.

In addition, the insured must undergo a medical examination that confirms incapacity for work. While receiving the aid, it is not necessary to continue contributing to the INSS, and the insured person maintains his status as an insured person during and after the benefit.

What are the differences between it and disability retirement?

Furthermore, sickness benefit is a temporary benefit granted to INSS policyholders who are temporarily unable to work due to illness or accidents.

It is given to those who need a period of recovery. Disability retirement is permanent, aimed at insured people who have total and definitive incapacity for any work activity, with no prospect of rehabilitation in another profession.

While the sickness benefit can be terminated after the insured person recovers, the disability pension remains as long as the disability lasts, being reviewed by the INSS every two years for insured people under 60 years of age.

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What about contributions to the INSS?

Here’s the good news: as long as you’re receiving sickness benefit, there’s no need to continue contributing to INSS. That’s right!

During this period, the insured maintains their status without the need to make new contributions. This detail is crucial, as it eases the financial burden during times that are already challenging.

How do I request sickness benefit?

Now, to request sickness benefit, the INSS insured must first schedule a medical examination, which can be done via the Meu INSS website or by calling 135.

It is necessary to have all contributions up to date and provide documentation that proves incapacity for work, such as reports, exams and detailed medical reports.

In fact, on the day of the examination, it is crucial to bring an identification document with a photo and all medical documents that prove your health condition.

Then, after the evaluation, if temporary incapacity for work is proven, the benefit is granted.

Security and peace of mind during your absence

Furthermore, after the benefit ends, workers enter the so-called "grace period" of 12 months, in which, even without contributing, they maintain their status as insured.

This is especially relevant in cases of unemployment, ensuring that you do not lose your rights with the INSS.

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