Have you stopped contributing to INSS and want to pay again? See HOW to do it TODAY

Not contributing to the INSS can cause several future problems for Brazilians. One of them, for example, is the impossibility of retiring.

If you have ever found yourself in a situation where you had to stop your contributions to the INSS, you may be asking yourself: "Now, what do I do to contribute again and secure my benefits?"

You are not alone in this and the good news is that resuming your contributions and guaranteeing your rights is completely possible.

When you resume your contributions, you can have access to various Social Security benefits, including pensions and aid. Check out!

Do you want to contribute to the INSS again after not having done so for a while? See how to return! / Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Why are contributions stopped?

Unemployment is the main reason that leads many people to stop their contributions to the INSS. Additionally, there may be other personal reasons.

As a result, in addition to concerns about income, there is a fear of losing the status of insured person and, consequently, access to essential social security benefits, such as disability benefits and death pensions.

What is the grace period?

Before you panic, it is important to know the "grace period". This is a period of time granted by the INSS, after the last contribution, during which you still maintain your status as an insured person.

This period varies from 3 to 36 months, depending on your specific situation. Basically, it can really help people who are unable to contribute to the INSS at the moment.

Here comes the encouraging part: you can, yes, contribute to the INSS again! When you resume your contributions, you begin to rebuild your rights to benefits.

However, the time required to reacquire these rights varies depending on the benefit in question. Some benefits, for example, require 15-month contributions, but it all depends on each person’s specific rules.

Furthermore, resuming contributions is simpler than it seems. You may choose to become an individual taxpayer, especially if you are self-employed or still looking for a job. The important thing is not to stop contributing, to guarantee your social security rights.

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Loss of benefits usually occurs after 12 months of not contributing, but this can vary. For example, for those who contributed for 10 years without interruption, the grace period can be extended for up to 36 months in case of unemployment, as long as the situation is proven.

Therefore, it is important that you pay attention to the time you have been contributing to Social Security, as each case is specific.

How long after resuming will I be entitled to benefits again?

After contributing again, the time it takes to be eligible for benefits again varies. For example, for maternity pay, only 5 months of contribution are required after resumption, while for disability retirement and sickness benefit, it is 6 months.

Therefore, staying informed about your contributions is essential. The Meu INSS platform (allows you to consult your contribution history, check if there are any pending issues and plan your next contributions to ensure that your rights are always protected.

It’s never too late to act!

Stopping your contributions to the INSS is not the end of the world, but it is crucial to act to resume them and protect your rights.

Whatever your situation, remember what options are available to you. Get informed, plan and take this important step to guarantee your future and peace of mind.

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