Find out ALL the details about retirement due to age and see how to apply today!

The age retirement rules can be a little complex to understand at first. However, it is good to be aware of your rights.

Old age retirement is one of the pillars to ensure a peaceful and dignified future after years of work. But, are you aware of how this type of retirement works?

We will simplify this matter and tell you everything you need to know, from the rules to the step-by-step guide to requesting your benefit. This way you don’t miss out!

Have you ever thought about the rules for retirement based on age? See all the details! / Credit: @jeanedeoliveirafotografia /

New age retirement rules after retirement

Since the Pension Reform in 2019, the rules for retirement by age have undergone some important changes.

Now, for men, you need to be at least 65 years old, while women need to be 62 years old. Furthermore, both genders must have at least 15 to 20 years of contributions, depending on when contributions to the INSS began.

Rural retirement: a separate category

On the other hand, for rural workers, the rules are a little different, recognizing the particularities of rural work.

In this case, men can retire at age 60 and women at age 55, as long as they can prove 15 years of contributions.

For those who have never made contributions to the INSS, retirement due to age is not an option. However, the Continuous Payment Benefit (BPC) can be an alternative, aimed at seniors over 65 years of age or people with disabilities, guaranteeing a minimum monthly wage.

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How to apply for your old-age pension?

The process for requesting retirement due to age is simpler than it seems and can be done completely online, through the Meu INSS portal (Android: or iOS:

Have your personal documents, work card and proof of contributions on hand. And the best part: INSS does not charge any fees for the service!

A brief history of retirement due to age in Brazil

Did you know that the first legislation on old-age retirement in Brazil dates back to 1923 and was intended only for railway workers?

Since then, the retirement system has evolved significantly, culminating in the creation of the INSS, which unified benefits and today serves all sectors of society.

Important Tips

Check your eligibility: first of all, check if you really meet the age and contribution time criteria; Up-to-date documentation: make sure that all your documents and proof of contributions are correct and up to date; Beware of fraud: remember Please note that the application process is free. Be wary of anyone who asks for money to speed up or guarantee your retirement.

Be sure to check your rights!

Old-age retirement is an essential right to guarantee your well-being in old age. With the right information and a little planning, you can navigate the application process with ease and confidence.

If you fit the criteria, be sure to take this important step for your future. And remember: retirement is more than a benefit; It is recognition of a life of work and contribution!

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