FGTS allows withdrawals to purchase your own home? Find out everything!

The release of benefits for purchasing a home is a light at the end of the tunnel for many Brazilians.

Have you ever dreamed of holding the keys to your own home? With the recent release of FGTS for the purchase of properties, this dream may be closer than you think.

In this article, we will reveal all the details about how it can be your ally in achieving the home of your dreams. Keep reading and discover everything about this opportunity!

Great opportunity to get out of rent! (Credit: @jeanedeoliveirafotografia / pronatec.pro.br)

FGTS: Helping you achieve your own home

The Service Time Guarantee Fund (FGTS) has become a valuable tool for those looking to own their own home. Specifically for beneficiaries of Track 1 of the Minha Casa Minha Vida program, the news is even more encouraging.

If you fit this profile, that is, you earn up to two minimum wages, the FGTS could be the key to reducing the installments on your future home. Below, we will detail all relevant information about this release, based on the guidelines provided.

Understanding release

The federal government announced the deadline for using the fund balance to purchase a home, news that shook the real estate market. If you have a balance in the Guarantee Fund, it is essential to pay attention to these dates so as not to miss the chance to use this resource to your advantage.

Benefits for the Vulnerable

One of the big news is the inclusion of Bolsa Família and Continuous Payment Benefit (BPC) beneficiaries, registered in the Single Registry.

They will have additional benefits, including the possibility of free housing. This measure aims to ensure quality housing for people in situations of social and economic vulnerability.

How do I request Minha Casa Minha Vida?

To request the Minha Casa Minha Vida program using your FGTS, follow these steps:

Check your Eligibility: First, confirm that you meet the requirements of the Minha Casa Minha Vida program, including income limits and other specific conditions. Check your FGTS Balance: Check the available balance in your FGTS account. This balance can be used as part of the payment when purchasing your own home.Required Documentation: Prepare documents such as ID, CPF, proof of residence, FGTS extract, Income Tax declaration and proof of income.Visit to Caixa Econômica Federal: Drive Go to a Caixa Econômica Federal branch to obtain detailed information about the use of FGTS in the Minha Casa Minha Vida program and to register. Complete the Program Registration: Complete the necessary forms to register for the program, indicating your intention to use the FGTS as part of the financing.Evaluation and Approval: After registration, Caixa will evaluate your request. If approved, you will be able to use your FGTS to purchase the house. Choice of Property: With approval, you will be able to choose a property within the standards of the Minha Casa Minha Vida program. Completion of the Process: After choosing the property, complete the process of purchase and use your FGTS according to Caixa's guidelines.

With the right information and a little planning, your dream of owning your own home can become a reality.

Post a Comment

Previous Post Next Post