discover the requirements to be accepted and BENEFITED

Find out how Housing Assistance can provide you with the opportunity to purchase your own home, exempting you from financing installments.

Amid the federal government’s social assistance policies, Housing Assistance has become a valuable option for low-income people looking for decent housing.

Launched in July 2023, this program offers the opportunity to receive assistance for purchasing housing, where the government itself is responsible for paying for the property of eligible families.

In this article, we will explore the essential criteria and requirements to be accepted and benefit from Housing Assistance, as well as showing how to guarantee your place.

Discover the criteria and requirements to obtain your home with Housing Assistance and ensure housing stability. (Credit: @jeanedeoliveirafotografia /

Who is entitled to Housing Assistance?

To be considered eligible for Housing Aid, it is necessary to comply with certain requirements established by the Ministry of Cities.

This program is mainly aimed at beneficiaries of Bolsa Família or BPC (Continuous Payment Benefit).

Those who fall into these groups have the right to receive assistance for purchasing properties, with exemption from the financing installments of the Minha Casa, Minha Vida program.

In other words, it means they don’t need to worry about the monthly charges associated with purchasing the property.

Read more: Emergency Aid: payment of R$540.00 is available for those who meet THESE requirements

The criteria to be benefited include

Have an active contract in the Minha Casa, Minha Vida program for the purchase of the property; Be a beneficiary of Bolsa Família; Be a beneficiary of the BPC.

Once the individual meets one of these criteria, the system automatically considers them eligible to receive free housing assistance.

How to get a property through housing assistance?

Now that you know who is entitled to Housing Assistance, it is important to understand how to effectively secure a property through this program.

For those who wish to purchase a property with exemption from financing installments, there are two options available, both subject to approval by Caixa Econômica, the bank responsible for managing Minha Casa, Minha Vida resources.

Options for purchasing a property through Housing Aid:

Registration at the city hall for a vacancy in an existing housing complex or one under construction. This is an alternative for those who prefer to move to an already established housing complex or one that is in the process of being built. When registering with the city hall, you will be able to compete for a vacancy and, if selected, you will have the opportunity to purchase a property with the help of the program. Presentation of documents for the desired property at Caixa. If you already have a specific property in mind that you would like to purchase with housing assistance, you can present the necessary documents at Caixa Econômica. After analysis and approval, you will be able to guarantee the purchase of the property with exemption from financing installments.

Furthermore, it is important to highlight that families in bracket 1, with a monthly income of up to R$2,640, enjoy the best purchasing conditions, including reduced interest rates, subsidies of up to 95% of the value of the property, among other benefits.

Therefore, when benefiting from housing assistance, no financing amount will be charged, making this a valuable opportunity to achieve the dream of owning your own home.

In short, obtaining a property through Housing Aid can be a reality for those who meet the established criteria and follow the appropriate procedures.

Therefore, with the exemption from financing installments of Minha Casa, Minha Vida, low-income families have the chance to achieve the much-desired housing stability, providing a safe and comfortable environment for their lives.

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