clear your name in just 3 steps

Clear your name with Desenrola Brasil in just three steps! Take advantage of this opportunity until March 31, 2024 and settle your debts, paving the way for a healthier financial future.

Do you have a bad name and don’t know how to get out of this situation? Caixa brings a practical and effective solution!

On February 7, 2024, Caixa Econômica Federal released an essential statement for anyone who wants to clear their name.

With just three simple steps, you can say goodbye to debt and restore your financial health. Find out more in the following lines.

Caixa announces an effective solution for debtors: clear your name quickly and practically. (Credit: @jeanedeoliveirafotografia /

Namely, the initiative is part of the Desenrola Brasil program, a collaboration between Caixa and the Federal Government.

The objective is to reduce the debt of millions of Brazilians, offering a golden chance to settle debts by March 31, 2024.

Check out: Debts ANNIHILATED: Serasa is presenting Brazilians with a dirty name, find out more

What is Desenrola Brasil?

Desenrola Brasil, an initiative of the Federal Government, was designed to offer an opportunity to renegotiate defaulted credits, aiming to restore credit conditions for debtors who are facing problems with debts in a negative situation.

This program is aimed at individual debtors with a gross monthly income of up to two minimum wages or who are registered in the Single Registry for Social Programs of the Federal Government (CadÚnico), allowing them to negotiate their debts with advantageous discounts.

Debts that were negative between 2019 and 2022 are eligible for renegotiation, as long as the updated value does not exceed R$20,000.

Through the Desenrola Brasil Platform, participants have access to the list of debts eligible for negotiation in the program, as well as the discounts offered by creditors and the current status of each of them. All of this is accessible quickly and securely through your account.

Negotiations take place entirely online, with an intuitive and agile interface, ensuring practicality, convenience and speed in the debt settlement process.

How do you know which debts to negotiate?

Through the platform, you can check which debts are available for negotiation.

A big new feature is the possibility of paying in up to 60 installments, with friendly interest of 1.99% per month.

This means that even those who cannot pay in cash have a real chance of paying off their debts.

Another incredible advantage is the agility of the process. After the first installment or full payment has been paid, your name will be removed from the list of defaulters within 5 business days.

Which debts can be renegotiated?

Caixa stands out for allowing the negotiation of various debts, including those with service companies such as water, electricity and telephone.

This is a rare chance to centralize your financial issues and resolve everything at once.

Who can participate in Desenrola Brasil?

To participate, it is necessary to receive up to two minimum wages and be registered with CadÚnico. Furthermore, the debts must have been negative by December 31, 2022.

Step by step to clear your name

Registration on First, access the website or download the application to register. Check and Choose: Then, see the available debts and choose a payment plan that fits your budget. Keep Payments Up to Date: If you choose by installments, pay on time and wait for the automatic write-off of paid debts.

In conclusion, Caixa offers this unique opportunity for you to get rid of the dirty name.

So don’t miss this chance! With these simple steps, you can regain your financial peace of mind and open doors to a more promising future.

Finally, remember, the deadline is March 31, 2024. Don’t leave it until the last minute!

Also know: Serasa issues ALERT to Brazilians who have had a bad name for more than 5 years

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