check the requirements and how to REQUEST the already approved benefit

Beneficiaries of Bolsa Família and BPC have the opportunity to purchase properties without paying installments. Find out how!

The Housing Aid was officially approved, bringing relief to many low-income families in search of decent housing.

This benefit, established by the Ministry of Cities, aims to provide Brazilians with the opportunity to purchase a house or apartment, without the need to pay monthly installments.

In the lines below, we will explore in detail the requirements to qualify and how to apply for Housing Assistance.

Find out how to get your own home with the approved Housing Aid – Requirements and simple steps! (Credit: @jeanedeoliveirafotografia / pronatec.pro.br).

Who is entitled to Housing Assistance?

To be entitled to this benefit, it is essential to comply with some specific requirements.

First of all, candidates must be involved in an active contract under the Minha Casa, Minha Vida program to purchase properties.

In addition, they must be beneficiaries of Bolsa Família or BPC. Once these criteria are met, the system will automatically recognize the holder as eligible to receive free housing assistance.

How to get a property through housing assistance?

Those who wish to purchase a property under the conditions of Housing Aid, where financing installments are completely exempt, have two options.

It is important to remember that financing through Minha Casa, Minha Vida is subject to approval by Caixa Econômica Federal, which is the financial institution responsible for managing the resources.

Families that fall into bracket 1, with a monthly income of up to R$2,640, enjoy the best purchasing conditions.

They have access to lower interest rates, subsidies of up to 95% of the value of the property, among other benefits.

However, even with these advantages, you still need to pay the financing installments. With Housing Assistance, however, there will be no monthly fees charged.

To purchase a property through Housing Aid, the interested party can choose two alternatives:

Registering with the city hall: The first option is to register with the city hall for a vacancy in an existing housing complex, or in another that is under construction. This is an effective way to look for affordable, installment-free housing. Presentation of documents to Caixa: The second alternative involves presenting the documents for the desired property to Caixa Econômica Federal and waiting for approval. In this case, it is essential to follow the procedures required by the institution to ensure that the request is processed successfully.

Do not miss this opportunity!

With Housing Assistance, the dream of owning a home becomes more accessible to those who need it most.

Bolsa Família and BPC beneficiaries can now find a decent home, without worrying about financing installments.

Make sure you meet the established criteria and choose the best option to start your journey towards owning your own home.

Please note that the information contained in this article is for informational purposes and does not constitute financial or legal advice.

Finally, make sure you consult the relevant authorities and follow the appropriate procedures when applying for Housing Assistance.

After all, achieving a safe and comfortable home is a fundamental right for all citizens.

Read more: FREE HOUSING: Minha Casa, Minha Vida has new criteria, check it out

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