Avoid making THESE mistakes if you want to retire as a MEI!

The MEI needs to fulfill some obligations if he wants to retire properly. In other words, it is good to be careful with your duties so as not to lose your rights.

Planning retirement as an Individual Microentrepreneur (MEI) is a journey that requires attention to detail to ensure a secure financial future.

Therefore, those who do not want to end up losing the rights they have gained under Social Security must pay attention to the most important points. Check out!

Are you MEI and don’t want to have problems with retirement? See how to take care of yourself while fulfilling obligations! / Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Obligations that MEI cannot neglect

In principle, every MEI must comply with some obligations, whether monthly or annual. Understanding this process is the first step to not getting hurt after accepting the conditions.

Furthermore, it is important to remember that all of these duties are for the good of the microentrepreneur. So, without further ado, check out what they are!

Conscientious supplementary payment

Firstly, MEIs often choose to supplement their INSS contribution beyond the mandatory 5% of the minimum wage. This supplement aims to reach the 20% necessary for retirement based on contribution time.

However, it is vital to make this choice based on a careful assessment of your own pension needs and objectives, avoiding unnecessary contributions that will not bring future benefits.

Strategic Use of Code 1163

Furthermore, the use of code 1163 to supplement the contribution must be done with a clear pension planning strategy. Choosing without a plan may not guarantee the desired contribution length retirement.

Therefore, it is essential to take time to understand the best contribution approach, ensuring that actions taken today contribute to tomorrow’s pension security.

Regularity in payment of DAS-MEI

One of the biggest mistakes a MEI can make is failing to pay the DAS-MEI tab for more than 12 months. This failure can lead to serious consequences, including fines, interest and loss of insured status.

Keeping contributions up to date is crucial to preserving access to social security benefits, ensuring a peaceful and secure retirement. Remembering that payment takes place on the 20th of each month.

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DASN-SIMEI annual delivery

Finally, the delivery of the DASN-SIMEI (Annual Declaration of Simples Nacional for Individual Microentrepreneurs) is a crucial duty for MEIs, serving as a summary of annual gross revenues. The deadline generally ends on May 31st of each year.

This declaration is essential to maintain the regularity of the MEI before tax authorities, avoiding fines and ensuring the continuity of social security benefits and other rights linked to the status of individual microentrepreneur.

Every MEI must keep an eye on these rules!

Each of these points highlights the importance of a conscious and strategic approach to MEI’s pension planning.

By avoiding these common pitfalls, individual microentrepreneurs can ensure a solid foundation for their retirement by enjoying the benefits their contribution provides.

How can I become MEI?

To open an MEI, the process is simple and entirely online. First, access the Entrepreneur Portal (www.portaldoempreendedor.gov.br) and select the formalization option.

Fill in the forms with your personal information and define the CNAE (National Classification of Economic Activities) that best describes your activity.

After completing the registration, you will receive the CNPJ, the Certificate of Individual Microentrepreneur Status (CCMEI) and will be automatically registered with the INSS as an individual taxpayer. It is also important to check local obligations, such as permits and licenses, at your city hall.

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