After all, is MEI also INSS insured or not? Discover the great truth

INSS retirement for Individual Microentrepreneurs (MEI) demystifies the notion that autonomy and pension security are divergent paths.

The Individual Microentrepreneur (MEI) is a simplified tax regime that offers several advantages for formalizing small businesses in Brazil.

Among the benefits of the category, we can mention access to a reduced and simplified tax burden, through Simples Nacional.

When it comes to INSS, however, many Brazilians still have doubts about the right. Continue reading this article to find out if MEI can receive social security benefits.

Find out if those who are MEI can have an INSS pension – Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Is it possible to be INSS insured if you are MEI? Many people get it wrong

The role of MEI in the Brazilian economic scenario has become increasingly prominent, offering a path to formalization and entrepreneurship.

However, many doubts arise, especially related to the social security rights linked to this category.

Many MEIs have misconceptions about their rights, especially regarding retirement.

Debunking Retirement Myths

Contrary to what many think, MEIs are entitled to a series of social security benefits, including retirement due to age, disability, maternity pay, death pension and INSS sickness benefit.

Regular payment of the Simples Nacional Collection Document (DAS) is crucial to ensuring these rights.

However, it is important to pay attention to deadlines and avoid delays that could lead to the loss of benefits and even exclusion from the Simples Nacional regime.

Retirement by time of contribution

One of the biggest questions is whether the MEI can retire based on contribution time. The answer is yes.

However, a supplementary payment of 15% of the minimum wage is required, in addition to the 5% already contributed through DAS.

This additional payment must be made through the Social Security Guide (GPS) with code 1910, thus guaranteeing the right to retirement based on contribution time.

Report-it

For MEIs, it is essential to stay informed about social security regulations and avoid falling for misinformation.

Understanding your rights and duties is the first step to ensuring a peaceful and secure retirement.

Demystifying the myths about MEI retirement allows these entrepreneurs to plan their future with more security and confidence.

DAS: understanding more about the mandatory contribution

The Simples Nacional Collection Document (DAS-MEI) is the single monthly tax payment guide for Individual Microentrepreneurs.

Through DAS-MEI, MEI pays:

Social security contribution: equivalent to 5% of the current minimum wage, which guarantees access to benefits such as retirement, sickness benefit and maternity pay. ICMS (Tax on Circulation of Goods and Services): R$ 1.00 for commerce and industry, or ISS (Tax on Services of Any Nature): R$ 5.00 for service providers. ICMS + ISS: R$ 6.00 for companies that carry out trade and service activities.

The MEI’s total tax burden varies between 5% and 6% of the minimum wage, being considered one of the lowest in the country.

It is important to highlight that the MEI is exempt from other federal taxes, such as IRPJ (Corporate Income Tax), CSLL (Social Contribution on Net Profit), PIS/Pasep and COFINS.

DAS-MEI can be paid online, through the Simples Nacional portal, or at any bank branch. Paying on time is essential to maintain MEI regularity and access social security benefits.

To issue the DAS, simply access the Entrepreneur Portal, through this link:

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