After all, can the CPF on the note increase the credit score? Check out the Serasa COMMUNICATION

Serasa finally comments on the possibility of the CPF in the note increasing the Credit Score! Check whether including the document really influences the score.

With the constant race to optimize Serasa’s Credit Score, a question is spreading among consumers: could including the CPF on the invoice be the secret to raising the score? This is a topic that has generated buzz, especially among those looking to improve their chances of obtaining credit.

The answer to this question may surprise some and clarify persistent doubts about how the credit score works and the impact of our daily actions on it. To check it out, just continue with us in the article below!

Is it true that including the CPF on the note increases the Credit Score? Credit: plasticaxe.

What is the Serasa Credit Score?

The Credit Score is a tool used by financial institutions to assess the probability of a consumer defaulting.

It ranges from zero to a thousand points and reflects payment history, financial relationships with companies and account and debt management.

A high score means it is easier to obtain credit in the market, while a low score can be an obstacle to the approval of loans, credit cards and financing.

More details at: How long does it take for my Serasa Score to INCREASE?

Does including the CPF in the note increase the Serasa Score?

To the frustration of many Brazilians, the answer is no. The idea that including the CPF on the invoice could increase the credit score spread as a foolproof strategy to improve the score.

However, Serasa, one of the country’s main credit protection bodies, clarifies that this does not correspond to reality.

Inserting the CPF on the invoice has no effect on the consumer’s credit score, dispelling one of the most common myths related to personal financial management.

Why put the CPF on the note?

The CPF in the note is an initiative by state governments whose main objective is to combat tax evasion and encourage formality in commerce.

By including the CPF in the note, the consumer contributes to a more transparent and fair taxation system, but without directly influencing their credit score.

In addition to the CPF in the note: How to increase the Score?

For those looking to raise their credit score, the key is prudent management of finances and credit operations.

This includes paying bills on time, maintaining a good credit history and updating personal data with credit protection agencies.

Serasa also recommends avoiding negative names due to forgetfulness or late payments, as this has a significant impact on the score. Below, you can check the company’s main tips

Avoid negative name: Delays or forgetfulness in paying bills can lead to negative name, negatively affecting the score. Keep your data up to date: Out-of-date information may not reflect the reality of your financial situation. Update your details regularly on Serasa. Pay your bills on time: Punctuality in payments is one of the most important factors for building a good credit score.

More details at: Learn how to check your Serasa Score for January and also how to increase your score

Keep an eye on the evolution of the Score!

Serasa’s clarification dispels one of the most popular myths about credit scores and refocuses the focus on responsible financial practices.

Although including the CPF on the invoice is a good practice for strengthening the tax system, it does not translate into direct benefits for the credit score.

Therefore, the best strategy for improving or maintaining a good score remains the conscious and responsible management of personal finances.

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