13th and FGTS in advance? 2 Caixa releases came to save Brazilians' pockets this month

Caixa is about to release important benefits for workers. See who will have the chance to receive!

This February, Caixa Econômica Federal, one of the largest financial institutions in the country, brings good news for Brazilian workers.

In a move to ease finances, Caixa announced the availability of two important options. These measures aim to provide additional financial support. Check out.

If you are a formal worker, see what benefits Caixa should provide you soon! / Credit: @jeanedeoliveirafotografia / pronatec.pro.br

Caixa offers two simultaneous benefits

Check below which benefits Caixa will release and keep an eye out to find out if you are entitled to the amounts!

Payment of the 13th salary

In principle, the anticipation of the 13th salary by Caixa is an opportunity for workers who need a financial boost ahead of time.

To be eligible, you must be a Caixa customer, have a current account or salary at the bank, and have a formal employment relationship for at least 12 months.

Furthermore, INSS retirees and pensioners can also take advantage, as long as they receive their benefits through Caixa.

The amount available for advance payment varies from R$500 to R$20 thousand, depending on the worker’s 13th net salary, subject to the bank’s credit analysis.

How does the normal 13th payment work?

In short, the 13th salary is a right for all workers with a formal contract, including domestic workers, rural workers, urban workers, and INSS retirees and pensioners.

Payment is made in two installments: the first between February and November and the second until December 20th. The value is proportional to the length of service in the year, with each month worked entitles you to 1/12 of the salary.

If employment begins or ends during the year, the calculation is made in proportion to the months worked.

Find out more: 3 NEW benefits for Caixa Tem account holders; see if you are eligible!

Flexibility with FGTS

Next, regarding the FGTS, Caixa facilitates access to the birthday withdrawal, allowing workers with active or inactive accounts, who have opted for this modality, to anticipate the amounts to be received.

The condition is to have a current account at Caixa and be up to date with loans from the bank.

This anticipation can represent a valuable resource for those looking for an extra financial reserve or needing to cover unforeseen expenses.

How does FGTS work?

In summary, the FGTS is a forced savings created to protect workers fired without just cause.

The employer deposits 8% of the employee’s salary monthly into an account at Caixa Econômica Federal in the worker’s name.

The FGTS can be withdrawn in specific situations, such as unfair dismissal, retirement, purchase of your own home, in case of serious illness or after the worker turns 70 years of age, among other situations provided for by law.

Cashier thinking about workers

These Caixa initiatives reflect the institution’s commitment to supporting Brazilians, offering financial solutions that meet their needs.

In times of economic uncertainty, having the option to access financial resources early can make all the difference.

Whether it's to pay off debts, invest in personal projects or simply keep your bills up to date, Caixa is ready to help.

The anticipation of the 13th salary and the FGTS birthday withdrawal are more than mere financial transactions; They are empowerment tools that give workers the control they need to manage their finances with more confidence. With these options, Caixa reaffirms its fundamental role in economic support for citizens, consolidating itself as an ally in the financial and social development of Brazil.

See more: Caixa Tem and the PIX of R$ 1,278.00: list of CPFs eligible to receive has been released, see

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