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Anticipation of the FGTS Anniversary Withdrawal in 2024: Caixa releases news for workers. Learn how to access your resources in a flexible and planned way.

The year 2024 brought a pleasant surprise for workers registered in Brazil, with Caixa Econômica Federal announcing the anticipation of the FGTS (Service Time Guarantee Fund) Anniversary Withdrawal.

This strategic decision by Caixa aims to provide financial relief and flexibility to CLTs (Consolidated Labor Laws) at a time when individual economic demands can be pressing.

In this article, we will explore in more detail what the FGTS Anniversary Withdrawal is, how this anticipation works and the withdrawal calendar scheduled for 2024.

FGTS and advance payments through Caixa bank: quick withdrawal opportunity. (Credit: @jeanedeoliveirafotografia /

What is the FGTS Birthday Withdrawal?

The FGTS Birthday Withdrawal is a modality that allows workers to withdraw part of the balance from their FGTS account annually, in the month corresponding to their birthday.

It was established by Provisional Measure 889/2019 and later turned into law by Law 13,932/2019.

The main peculiarity of this model is that, when opting for the Birthday Withdrawal, the worker gives up the right to a full withdrawal in the event of unfair dismissal, retaining only the right to a 40% termination fine.

The amount available for withdrawal in the Birthday Withdrawal varies according to a table of percentages, which is defined depending on the balance in the worker’s FGTS account.

Adhering to this modality can be done through the FGTS application or the Caixa Econômica Federal website.

However, it is essential that workers carry out a careful analysis of their financial needs before opting for the Birthday Withdrawal. This is because this choice implies restrictions on access to the balance in cases of unfair dismissal.

How to anticipate the FGTS Anniversary Withdrawal in 2024?

The big news for workers in 2024 is the possibility of bringing forward the FGTS Anniversary Withdrawal.

This anticipation is an interesting alternative for those who wish to have quick access to their FGTS resources and use them according to their individual financial needs.

Furthermore, the anticipation process is agile and uncomplicated, allowing the worker to carry out the procedure without leaving home.

In other words, just use your cell phone or computer, without the need to go to a Caixa branch in person.

However, there are some requirements that need to be met for the advance of the Birthday Withdrawal to be viable:

Be over 18 years old or emancipated; Have a current account at Caixa Econômica Federal; Choose the FGTS Birthday Withdrawal and authorize Caixa to consult FGTS information; Have a sufficient FGTS balance for the advance payment, respecting the established minimum values; Maintain CPF regularized with the Federal Revenue; Be in compliance with Caixa or use credit resources to pay off any outstanding debts.

Anticipating the Birthday Withdrawal offers workers the opportunity to use their resources more flexibly, enabling them to make plans and investments according to their needs.

Guarantee Fund withdrawal calendar in 2024

For those who prefer to follow the regular FGTS withdrawal calendar, the UOL portal published the scheduled dates for 2024.

Those born in January will be able to make withdrawals between January 2nd and March 29th. Those born in February will have the period from February 1st to April 30th to make withdrawals.

Those born in March will be able to withdraw between March 1st and May 31st. On the other hand, those born in April will have the period from April 1st to June 28th to make their withdrawals.

These dates are essential so that workers can plan their withdrawals according to their birthdays and financial needs, ensuring that they can use FGTS resources in the best possible way.

The anticipation of the Birthday Withdrawal and the regular calendar of FGTS withdrawals in 2024 offer workers valuable options for managing their resources according to their individual needs, contributing to more effective and flexible financial management.

Therefore, it is crucial that each worker evaluates their personal circumstances and chooses the option that best meets their financial needs.

More about FGTS: FGTS: Latest News

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