Health plan for those who are MEI? Understand!

What are the best health plan options for those who are MEI? See how to choose the perfect modality for you and your company.

In recent years, several health operators have launched health plans especially aimed at Individual Microentrepreneurs (MEIs), in response to the category’s growing demand.

Currently, Brazil has more than 13 million MEIs, creating a significant market opportunity for health plan operators. These plans tend to be more affordable than other options on the market, and in that sense, is it worth subscribing to them?

How to choose a health plan for MEI? Credit: plasticaxe.

The importance of health plans

Health is a precious asset, and having access to a quality health plan can make a significant difference in the life of an entrepreneur.

For MEIs, a health plan goes far beyond a matter of comfort: it represents a necessity to guarantee the continuity of their business and their personal well-being.

Check out more: FREE health plan approved for group of Brazilians; see how the free agreement works

How to contract a Health Plan like MEI?

To contract a health plan such as MEI, it is necessary to meet certain requirements that take into account the performance of each company.

The National Supplementary Health Agency (ANS) allows operators to offer business plans for MEIs, but it is necessary to have an active CNPJ, be registered with the Commercial Board, be operating for at least six months and be up to date with tax obligations.

Can all MEIs join the plans?

Contracting a health plan for MEI requires a minimum membership of two or three people. In addition to the MEI, employees or legal dependents, such as spouses, children or parents, may be included.

For organizations with less than 30 people, operators can establish a grace period for service.

For companies with more than 30 people, this grace period is exempt if employees participate in the plan in the first 30 days of the contract.

Advantages of the Health Plan for MEI

The main advantage of the health plan for MEI is the more affordable price, with up to 35% discount on the monthly fee, compared to individual or family plans.

In addition, the MEI plan also usually offers a wide service network, including offices, hospitals, laboratories and specialized services.

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How to choose the perfect option?

Before purchasing a health plan for MEI, it is crucial to carry out detailed research on the services offered, values, coverage and co-participation rates. A careful analysis can guarantee the best choice for the business and the health of those involved.

For MEIs, choosing an appropriate health plan is essential to ensure not only personal health, but also the sustainability of the business itself.

With the growing offer of health plans aimed at this segment, MEIs now have more options to find a plan that fits their needs and budget.

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