find out how to withdraw your FGTS in 2024

Has withdrawals from the Guarantee Fund been released to Brazilians? Check out the complete step-by-step guide to withdrawing your FGTS in 2024!

For many Brazilians, the Service Time Guarantee Fund (FGTS) represents an important source of financial resources, especially in times of need.

Surprising many beneficiaries, the Federal Government has just announced the FGTS withdrawal schedule! Our article is a practical guide for those who want to understand how to take advantage of this opportunity and withdraw their FGTS, generating extra money for their needs; check out!

How to withdraw extra money from FGTS in 2024? Credit: plasticaxe.

What is the FGTS?

The FGTS is a fund created to protect workers fired without just cause. Throughout the period of service, companies deposit into accounts at Caixa Econômica Federal, in the name of employees, an amount corresponding to a percentage of each employee’s salary.

This money, which earns interest over time, can be withdrawn in specific situations, such as when purchasing your own home, in case of serious illness, retirement and, more recently, through a birthday withdrawal.

Find out more: FGTS percentage: how does it affect a worker’s salary?

FGTS birthday withdrawal: How does it work?

The birthday withdrawal modality allows workers to withdraw a portion of their FGTS balance annually, in the month of their birthday.

It is important to highlight that, when opting for this modality, the worker, in the event of dismissal, will not be able to withdraw the full FGTS, being only entitled to the termination fine.

FGTS Calendar – 2024 Dates

For 2024, the FGTS withdrawal calendar is defined as follows, based on the worker’s birthday month:

January: January 2 to March 29February: February 1 to April 30March: March 1 to May 31April: April 1 to June 28May: May 2 to July 31June: June 3 to August 30July: July 1st to September 30th August: August 1st to October 31st September: September 2nd to November 30th October: October 1st to December 29th November: November 1st to January 31st

What are the values ​​of the Guarantee Fund?

The value of the birthday withdrawal varies depending on the account balance. The table of values ​​and percentages for the birthday withdrawal is:

Up to R$500.00: 50% of the balanceFrom R$500.01 to R$1,000.00: 40% of the balanceFrom R$1,000.01 to R$5,000.00: 30% of the balanceFrom R$5,000.01 to R$ R$10,000.00: 20% of the balanceOver R$10,000.01: 15% of the balance

How to withdraw extra money from FGTS in 2024?

Below, we have the complete step-by-step guide to withdrawing the FGTS in 2024, whether in the form of birthday withdrawal, or in other situations foreseen by the Government – ​​we will talk more about them below:

Check the FGTS balance through the FGTS application or on the Caixa website (www.caixa.gov.br)Choose the birthday withdrawal method (or other withdrawal method) on the FGTS application or through Caixa’s Internet Banking.Wait until the month of your birthday to make the withdrawal. To withdraw, go to a Caixa branch, ATMs, lottery outlets or use the Caixa Tem app on your smartphone. That’s it! If everything is ok with your request, you will receive the money without bureaucracy.

It is worth remembering that some banking institutions offer customers the possibility of withdrawing the entire FGTS amount at once, through the advance of the birthday withdrawal.

When to withdraw extra money from FGTS?

Now that you know how to withdraw the FGTS, it’s time to check out all the ways to withdraw the benefit. Values, after all, can only be withdrawn in times of great need. Are they:

Dismissal without just cause; Termination of the employment contract for a fixed term; Termination of employment due to bankruptcy or death of the employer; Termination of the employment contract due to reciprocal decision or force majeure; Retirement; Personal needs (urgent and serious) related to a natural disaster or situation of public calamityDeath of the worker (in this case, the FGTS can be redeemed by heirs and dependents);Serious illnesses;Advanced age (over 70 years);Financing of property.Birthday withdrawal (once a year, always in the month of birth).

Find out more: After all, can I really choose to receive the FGTS in advance? How it works?

Don’t miss the opportunity to get extra money in FGTS

The FGTS anniversary withdrawal is an excellent opportunity for workers to access part of their guarantee fund resources, offering an additional financial alternative.

Understanding how this modality works, the withdrawal calendar and how to proceed with the withdrawal is crucial for anyone who wants to benefit from this program in 2024.

Take advantage of this chance to earn extra money and meet your financial needs! Check out more information at

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