find out how this is possible

Did you know that, as a beneficiary of some social programs, you can have access to free housing? See how this is possible!

A promising novelty emerged for holders of Bolsa Família and the Continuous Payment Benefit (BPC) this January: the achievement of free housing. The federal government is integrating these beneficiaries into the Minha Casa Minha Vida housing program, enabling many families to realize their dream of owning their own home.

If you are interested in the possibility, let’s understand how this initiative works and who can benefit from it. This could be your chance to free yourself from rent!

Do you need your own home to get out of rent? See how to get free access to housing! / Credit: @jeanedeoliveirafotografia /

Dream come true: free housing for Bolsa Família and BPC beneficiaries in January

It is estimated that around 600 thousand Bolsa Família families and 150 thousand BPC holders will benefit from this measure. Furthermore, there was a significant increase in federal investment in the program, reaching R$1.37 billion in 2024, an increase of 41% compared to 2023. This expansion represents an unprecedented opportunity for many families who dream of owning their own home.

Criteria for free housing

To be eligible for the Minha Casa Minha Vida program, families must have a gross monthly family income of up to R$8,000 in urban areas or up to R$96,000 annually in rural areas. The program is divided into income ranges, ranging between R$2,640 and R$8,000 per month for urban areas and between R$31,680 and R$96,000 per year for rural areas.

Exclusion of temporary benefits

It is important to highlight that, in the new rules, temporary assistance or social security benefits, such as sickness benefit, unemployment insurance, BPC and Bolsa Família, are not considered in the calculation of income for the program bands.

Priority and inclusion

The government announced that 50% of the program’s units will be reserved for families in income bracket 1. Furthermore, homeless people will be included in the list of possible beneficiaries, expanding the reach of the initiative.

Female empowerment on the property

A significant change is that contracts and registrations for Minha Casa Minha Vida homes will preferably be made in the woman’s name. This promotes female empowerment and women’s financial independence within the family context.

CadÚnico: your passport for social benefits

The Federal Government’s Single Registry for Social Programs, known as CadÚnico, is essential for those who wish to access various social programs, including Bolsa Família, Social Electricity Tariff, among others. Signing up is a simple and accessible process. See the steps for registering with CadÚnico:

Identification of the Family Responsible (RF): the first step is to define who will be the Family Responsible in the registration. This person must be at least 16 years old and, preferably, be a woman, carrying documents from all family members; Gather necessary documentation: the RF must gather documents such as CPF or Voter ID for himself, and at least one of these documents for other family members. Documents such as Birth Certificate, Marriage Certificate or ID are also accepted; Look for a registration office: the next step is to go to a Social Assistance Reference Center (CRAS) or your city’s city hall. There, you will be able to fill out the registration form;Registration interview: after completing the form, an interview will be carried out with the RF to confirm and complement the information provided;Wait for analysis: once the process is complete, your information will be analyzed and , if approved, you will be registered with CadÚnico and will be able to apply for available social programs.

Remembering that CadÚnico is an instrument of social inclusion, therefore, it is essential that the information provided is true and regularly updated. With these steps, access to social benefits becomes closer for many Brazilian families.

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