Cashback with cash refund? Government wants to make money back possible, understand

Soon, Brazilians will be able to have access to a different form of cashback. Understand how this new feature can work!

Imagine making your everyday purchases and receiving part of your money back immediately. It seems like a dream, but it can become reality in Brazil! The government, under the leadership of Minister Fernando Haddad, is working on an innovative tax reform proposal that includes the implementation of a cashback system, returning to consumers the tax paid on certain products.

This initiative aims to especially benefit low-income people, promoting more social justice and transforming the way we deal with our daily finances. Let’s explore how this new cashback system can positively affect your life and the country’s economy.

Have you ever thought about getting cashback on your purchases through the government? Understand the initiative! / Credit: @jeanedeoliveirafotografia /

New era of consumption: government plans to implement cashback system directly at the cashier

In short, cashback, or "money back" in free translation, is a system where the consumer receives back part of the money spent on purchases. In the government’s proposal, the money back would apply mainly to products in the basic basket, allowing low-income consumers, registered with CadÚnico, to receive back part of the tax embedded in the price of the products. Therefore, the idea is that the cashback is applied at the time of payment, directly at the cashier, offering an immediate benefit to the consumer.

Social and economic benefits of cashback

Overall, the system is designed to benefit low-income people more, as the same amount of tax has a greater impact on them than on richer people.

In this sense, by returning part of the amount spent, cashback can encourage consumption, especially of essential items, and help boost the economy. Furthermore, electronic payments, which would be encouraged by cashback, increase transparency and reduce the chances of tax evasion.

Challenges and considerations

Furthermore, the effective implementation of cashback will require technological and logistical advances, especially in integration with payment systems and inspection. To achieve this, the government will need to assess the budgetary impact of this measure, balancing social benefits with the country’s financial health.

Future perspectives

Although initially focused on low-income people and basic food products, the cashback program has the potential to be expanded, benefiting a greater number of consumers. In this sense, this measure is part of a broader tax reform, which seeks to simplify taxes and improve government revenue.

In short, the cashback system proposed by the Brazilian government represents a significant change in the way consumption is encouraged and taxed in the country. With a focus on social justice and encouraging the use of electronic payments, this system has the potential to benefit millions of Brazilians, especially those on low incomes.

Easy ways to get cashback on a daily basis

Getting cashback, that is, getting back part of the money spent on purchases, is a smart way to save and maximize your purchasing power. Here are five common ways to earn cashback:

Cashback websites and apps

How it works: you register on a cashback website or app, make purchases through its links in partner stores and receive a percentage of the amount spent back; Examples: sites like Méliuz, Beblue, and Ame Digital are popular in Brazil.

Credit cards with cashback

How it works: some credit cards offer cashback as a benefit. A percentage of the value of your purchases is returned directly to the invoice or accumulated in a balance that can be used later; Examples: traditional and digital bank cards, such as Nubank and Banco Inter, offer this advantage.

Store or brand loyalty programs

How it works: specific stores or brands offer loyalty programs where, when purchasing products, you accumulate points that can be converted into discounts, products or cashback; Examples: large retail chains and supermarkets usually have their own loyalty programs with cashback options.

Digital banks and payment services

How it works: some digital banks and payment services offer cashback when carrying out transactions, such as paying bills or making transfers using their services; Examples: PicPay ( and Mercado Pago ( are examples of services that frequently offer cashback on transactions.

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