164 thousand students benefited from FIES debt renegotiation in 2024; know everything!

Renegotiate your FIES debt with discounts of up to 99%! Find out how the Desenrola Fies program has already benefited 164 thousand students in 2024.

The "Desenrola Fies" program has been a success in the first two months of 2024, providing opportunities to renegotiate debts from the Student Financing Fund for more than 164 thousand students.

Initially, with significant discounts that can reach up to 99%, and the possibility of reducing interest rates by up to 100%, the program has already recovered an impressive R$338 million for public coffers.

The Ministry of Education (MEC) launched this Federal Government initiative with the aim of helping 1.2 million people who face financial difficulties to pay off their debts related to contracts signed until 2017, with default registered until June 30, 2023. The deadline to request renegotiation extends until May 31, 2024.

Discover how Desenrola Fies is relieving student debt with impressive discounts. (Credit: @jeanedeoliveirafotografia / pronatec.pro.br).

Benefits of Desenrola Fies

Desenrola Fies offers significant discounts and flexibility so that students can settle their debts.

Namely, eligible students are divided into three categories, each with its specific benefits:

Debts overdue for more than 90 days in June 2023: Discount of up to 100% on charges (interest and fines); Discount of 12% on the financed amount pending payment in cash; Installments in up to 150 monthly and successive installments of the financed amount pending;Maintenance of other conditions of the contract, such as guarantees and possible fees.Students with debts overdue for more than 360 days in June 2023, registered in the Single Registry (CadÚnico) or beneficiaries of Emergency Aid 2021:Discount of up to 99% of the value consolidated debt, including the principal amount; Full settlement of the outstanding balance in up to 15 monthly installments. Students with debts overdue for more than 360 days in June 2023, outside of CadÚnico and Emergency Aid 2021: Discount of up to 77% of the amount consolidated debt, including the principal; Full settlement of the outstanding balance in up to 15 successive monthly installments.

After all, how to participate in the program?

In short, to join Desenrola Fies, students can use the application of the bank responsible for the contract, such as Banco do Brasil (BB) or Caixa Econômica Federal (CEF).

The renegotiation process can be carried out virtually, and the steps include checking the suitability of the contract, checking the data, simulating renegotiation, confirming the data, accepting the amendment and adhering to the renegotiation, in addition to issuing the entry invoice.

The renegotiation takes place after payment of the first installment. In addition, the application also offers other services, such as viewing and generating invoices for outstanding installments, summary of contract data and information registered with Fies.

Desenrola Fies grants forgiveness of up to 99% of student debt

In summary, the Desenrola Fies program is a federal initiative that seeks to alleviate the burden of Student Financing Fund debt. With discounts ranging from 77% to 99%, the program offers attractive conditions for those who have debts under contracts signed until 2017 and who are in default by June 30, 2023.

In this sense, students can opt for face-to-face renegotiation at bank branches or digital renegotiation, through applications from financial institutions, such as Banco do Brasil and Caixa Econômica Federal. The deadline to request renegotiation is May 31, 2024, and the MEC aims to benefit around 1.2 million individuals seeking to settle their student debts.

Therefore, don’t miss this opportunity to regularize your financial situation and continue investing in your education. Desenrola Fies is here to help!

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